Week 15 Reading Reflection

I thought it was very surprising that Akula was able to take the principle of microfinance and use it to form a profitable model. Despite reading the article it's still somewhat confusing to me how they manage to act against their short term interests and still manage to make profits, although at razor thin margins. If I could ask the author two questions, I would ask which part of his 3-tier model for BOP is the most important. Moreover, I'd ask what his most effective tool in gaining volume for his business is. Due to the author's success, there's not really anything I disagree with him on in this article.